Privacy Policy
This Privacy Policy explains how Finwide Fintech Pvt. Ltd. ("Finwide", "we", "us") collects, uses, shares and protects your information when you use our website and loan-facilitation services. By using Finwide, you consent to the practices described here.
1. Information we collect
- Identity & contact details: name, mobile number, email and city.
- Financial details: loan type, requested amount, employment type and income, as provided by you.
- Verification data: KYC documents (such as PAN and address proof) when you proceed with a lender.
- Technical data: device, browser, IP address and usage information collected through cookies and similar technologies.
2. How we use your information
- To match your profile with suitable partner NBFCs and banks.
- To contact you about offers, your application and related services.
- To facilitate document collection and coordinate with lenders up to disbursal.
- To improve our platform, prevent fraud and comply with legal obligations.
3. Sharing your information
We share the information you submit with partner lenders so they can evaluate your eligibility and make an offer. We may also share data with credit bureaus (with your consent), service providers acting on our behalf, and authorities where required by law. We do not sell your personal information.
4. Credit information
With your explicit consent, we and our partner lenders may obtain your credit information from licensed credit bureaus to assess eligibility. A preliminary enquiry on Finwide does not affect your credit score; a formal credit check is performed only when you choose to proceed with a specific lender.
5. Data security
We use industry-standard safeguards, including encryption in transit and access controls, to protect your data. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
6. Data retention
We retain your information for as long as necessary to provide our services and to meet legal, regulatory and accounting requirements, after which it is securely deleted or anonymised.
7. Your rights
You may request access to, correction of, or deletion of your personal information, and you may withdraw consent for marketing communications at any time by writing to info@finwidesolutions.com.
8. Cookies
We use cookies to keep the site working, remember preferences and understand usage. You can control cookies through your browser settings, though some features may not work without them.
9. Changes to this policy
We may update this policy from time to time. Material changes will be posted on this page with a revised "Last updated" date.
10. Contact us
Questions about this policy? Email info@finwidesolutions.com.