Terms & Conditions
These Terms & Conditions ("Terms") govern your use of the website and services of Finwide Fintech Pvt. Ltd. ("Finwide", "we", "us"). By accessing our website or submitting an application, you agree to these Terms.
1. Nature of our service
Finwide is a loan distribution and lead-facilitation platform. We are not a lender.We connect you with partner NBFCs and banks who independently assess, approve and disburse loans under their own policies. We do not guarantee loan approval, any specific amount, or interest rate.
2. Eligibility
You must be at least 18 years of age and a resident of India to use our services. You agree to provide accurate, current and complete information in your application.
3. Your responsibilities
- Provide truthful information; you are responsible for any consequences of inaccurate data.
- Keep your contact details current so lenders and Finwide can reach you.
- Independently review and understand any loan offer, including rates, fees and repayment terms, before accepting.
4. Consent to contact & credit checks
By submitting an application, you authorise Finwide and its partner lenders to contact you via call, SMS, email or messaging, and to retrieve your credit information from credit bureaus where you have given consent — even if you are registered under DND/NDNC.
5. Charges
Finwide does not charge you for comparing or applying through our platform. Lenders may levy their own processing fees, interest and other charges, which are disclosed by the lender before you accept an offer.
6. Third-party offers
Loan terms, eligibility and approval are determined solely by the partner lender. Any agreement you enter into is directly between you and that lender. Finwide is not a party to that agreement and is not responsible for the lender's acts, omissions or decisions.
7. Intellectual property
All content, branding, logos and software on this website are owned by or licensed to Finwide and may not be copied or used without our prior written permission.
8. Limitation of liability
To the maximum extent permitted by law, Finwide shall not be liable for any indirect, incidental or consequential losses arising from your use of the platform or from any loan obtained through a partner lender.
9. Indemnity
You agree to indemnify Finwide against any claims or losses arising from your breach of these Terms or your provision of inaccurate information.
10. Governing law
These Terms are governed by the laws of India, and the courts at our registered office location shall have exclusive jurisdiction over any disputes.
11. Changes & contact
We may update these Terms from time to time. Continued use of the platform after changes constitutes acceptance. Questions? Email info@finwidesolutions.com.